Privacy Policy

Effective Date: February 25, 2026
FamilyGuard Financial Services (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, protect, and disclose information when you visit our website at https://www.familyguardfinancialservices.com or use our services.
By accessing our website or submitting information to us, you agree to the terms of this Privacy Policy.
If you have any questions, please contact us at tom.avellino@family-guardfinancial.com or 732-600-1642.

1. Information We Collect
We collect personal information that you voluntarily provide when you:
Fill out forms
Schedule appointments
Register for webinars or events
Request financial information
Subscribe to communications
Contact our office directly

Personal Information May Include:
Full name
Email address

Mobile phone number
Mailing address
Date of birth
Financial information relevant to advisory services
Appointment preferences
Any other information you choose to provide

Automatically Collected Information
When you visit our website, we may automatically collect:
IP address

Browser type

Access times

Referring website addresses

Device information

This information is used to maintain website performance and improve user experience.

2. How We Use Your Information
We use your personal information to:
Provide financial advisory services
Schedule and confirm appointments
Respond to inquiries
Deliver educational resources
Send administrative communications
Send service-related notifications
Deliver marketing communications (where consent is provided)
Comply with legal and regulatory obligations
We do not sell your personal information.

3. SMS Communications and A2P 10DLC Compliance
Consent to Receive SMS Messages
If you provide your mobile phone number and explicitly opt in, you consent to receive SMS messages from FamilyGuard Financial Services. These messages may include:
Appointment confirmations
Appointment reminders
Scheduling updates
Event reminders
Account-related notifications
Limited promotional or marketing messages (only where consent has been provided)

SMS consent is collected through clear opt-in methods such as:
Website forms with an unchecked consent checkbox
Event registration forms
Written agreements
Text-to-join methods
Consent is not a condition of purchasing any goods or services.
Message Frequency
Message frequency may vary.
Message and Data Rates
Message and data rates may apply depending on your carrier plan.
Opt-Out Instructions
You may opt out at any time by replying:
STOP – to unsubscribe
HELP – for assistance
After opting out, you will no longer receive SMS communications unless you opt back in.
Data Sharing Statement (Carrier Required Language)
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
Information may be shared with service providers or subcontractors strictly for support functions such as appointment scheduling, customer service, compliance review, or platform delivery.
All use cases exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties under any circumstances.

4. Sharing of Personal Information
We may share personal information:
With service providers who assist in operating our business
To comply with regulatory requirements
To satisfy legal obligations
To protect our rights and prevent fraud
In the event of a business transition such as a merger
As a financial advisory firm, we may also share information in accordance with applicable financial regulations.
We do not sell, rent, or trade customer data.

5. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to:
Analyze traffic
Improve website functionality
Store user preferences
Types of cookies we may use:
Essential cookies
Performance cookies
Functionality cookies
Advertising cookies
You may disable cookies in your browser settings, though certain features may not function properly.
Where legally required, we obtain consent before placing non-essential cookies.

6. Data Security
We implement industry-standard administrative, technical, and physical safeguards to protect your personal information.
Sensitive financial information is transmitted using secure encryption technologies such as SSL.
However, no online transmission is completely secure.

7. Data Retention
We retain personal information only as long as necessary to:
Provide services
Meet regulatory requirements
Resolve disputes
Enforce agreements
Financial records may be retained as required by law.

8. Information from Minors
Our services are intended for individuals age 18 or older. We do not knowingly collect personal information from minors.

9. Your Privacy Rights
Depending on your jurisdiction, you may have the right to:
Access personal information
Request correction
Request deletion
Restrict certain uses
To exercise your rights, contact us at tom.avellino@family-guardfinancial.com.

10. Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for their privacy practices.

11. Updates to This Policy
We may update this Privacy Policy periodically. Updates will be reflected by a revised effective date.

12. Contact Information
If you have questions about this Privacy Policy or your data, please contact:
FamilyGuard Financial Services
Email: tom.avellino@family-guardfinancial.com
Phone: 732-600-1642
Website: tom.avellino@family-guardfinancial.com